Norm Macdonald has a point. Who really remembers the graduation speakers speech? Maybe if the person is of a big enough celebrity, you might remember who was the person. You might even remember who was sitting next to you. But probably nothing else.

And for the class of 2014, who has the distinction of being the most indebted ever, there's already plenty to worry about. So if Norm can offer one piece of solid advice to guide students towards there future, it would be this:

Photo credit: Funny Or Die